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Future Finance Student Loans Review

Since the education is currently expensive, and many students cannot afford it, many of them take loans to cover their fees.

A great number of lenders and financial companies offer student loans, but their interest rates and repayment conditions are sometimes overwhelming.

Future Finance student loans feature flexibility and affordability, if compared with other lenders.

The main aim of the company is to provide students with an opportunity to get the desirable education without any concerns.

Future Finance Student Loans

In Future Finance students can borrow from £500 to £40,000 either to cover tuition, pay for the living or other expenses.

Removing the financial barrier and leveling the playing field, the lender allows a student to fulfill his/her potential.

Requirements

Beneficial loans by Future Finance are offered to students in order to suit their needs. Irrespective of your education, level or profession, you can qualify for the loan.

However, there are certain requirements you need to meet to be eligible:

  • Student loans are available for undergraduate to postgraduate students;
  • Full-time or part-time students, who are enrolled into an accredited UK University, can apply for the loan;
  • Students, who are doing their second degree;
  • People over 18 years old;
  • Citizens of the UK or EU, who live in the UK.

However, non-EU citizens can also get the loan, but they will be required to have a guarantor that is a resident of the UK.

Additionally, Future Finance approves clients with a satisfactory credit history.

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5 Minutes to Apply: Easy and Fair Application Process

Once you are satisfied with all the terms and conditions, you can start the application process.

It is another distinctive feature of Future Finance Student Loans, since the whole procedure will not take much time, which means you will get an opportunity to receive the necessary sum of money within a short while.

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First of all, even before the beginning of the application process you need to make sure you meet all the requirements. Collect all the required documents, find the guarantor (in case you are not a EU citizen) and visit the website of the lender.

Fill in the application form and confirm it. Once you are ready with paper work, you need to wait for response, after which you will know the result of the application.

Terms and Conditions of Student Loans with Future Finance

Looking for a student loan, people usually pay attention to the interest rate first.

At Future Finance, your rate will be calculated considering your personal circumstances, including the university you are in, your course, degree, credit history and others.

The rates may vary from 6% up to 15%, with an average being 11.2%.  After you graduate from the university, you will get your APR 2% lower, being a kind of a reward for successful finishing of the tuition.

Another important factor you need to take into account is repayment. Since the loan is offered to students, it has numerous options and conditions that allow students to focus on the educational process rather than paying off the loan.

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Flexible and clear Future Finance: Loans for Students are available with:

  • Lower payments during studies;
  • Extra 3 months of low repayments after graduation;
  • Repayment holidays;
  • No repayment fees;
  • Flexible terms.

2 COMMENTS

  1. Hope

    Being a student, paying for education, living, food and transport at the same time is unbearable. Failing to cope with all the bills, I decided to take a loan. Future Finance student loan was my first experience, and I have never regretted my choice.

  2. Robert

    I hold a current account with Future Finance (most trusted provider in the UK for financial services). I Borrow: £5,500 for 10 years 7 months. My Interest rate – 11.10%. It is best for me!

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